Get your pack

Your AML/CTF program, written for your agency.

AUSTRAC has regulated real estate agents, conveyancers and accountants since 1 July 2026. Answer a 15-minute questionnaire and we deliver the documents your licensee can sign. Fixed price, one business day.

Get your pack, A$690 See what you receive
A fountain pen resting on a stack of signed documents
1 July 2026AUSTRAC regulation began for your sector
28 daysto enrol after first providing a designated service
One business dayfrom your questionnaire to a complete, reviewed pack

Five documents. Built from your answers, not a template.

Every rating and every procedure comes from how your business actually works: your offices, your customers, how you verify identity, who signs.

  • 1
    ML/TF Risk AssessmentYour inherent risks rated the way AUSTRAC's guidance asks, with the reasoning shown.
  • 2
    AML/CTF ProgramGovernance, customer due diligence, reporting and record keeping, written as instructions your staff can follow.
  • 3
    AUSTRAC Enrolment ChecklistExactly what the online form asks for, in order.
  • 4
    12-month Compliance CalendarDated obligations and review points for the year ahead.
  • 5
    Cover NotesWhat to check before your licensee approves and dates the program.
Sample
ML/TF Risk AssessmentHarbourline Real Estate

Inherent risk is assessed before controls, using AUSTRAC's likelihood × impact method. Ratings below are drawn from the answers the business supplied.

Customer types

FactorLikelihoodImpactRating
Australian owner-occupiersNot likelyLowLow
Companies and family trustsLikelyMediumMedium
Foreign buyers via intermediariesLikelyHighHigh

Delivery channels

FactorLikelihoodImpactRating
Face-to-face, Dee Why and Mona ValeNot likelyLowLow
Remote onboarding, ID by videoLikelyMediumMedium
Prepared byAML/CTF compliance officer
Approved by senior managerSignature and date
Two people signing documents at a timber table

Written from your answers. Read by a person. Signed by you.

No software to learn and nothing to maintain. You answer, we write and check, your licensee approves.

Answer the questionnaire

About 15 minutes. Nothing you don't already know about your own business.

We write and review

Your answers drive every rating. A compliance-document specialist reads the whole pack before release.

Approve and enrol

Editable Word files and PDFs in your inbox within one business day. Your licensee signs; you work the checklist.

Two ways to get it done

One-off, fixed prices including GST. No subscription.

The Pack
Your licensee reads it and approves it
A$690incl. GST
  • All five documents, written from your questionnaire
  • Editable Word files and PDFs
  • Reviewed by a person before release
  • Delivered within one business day
Get the Pack
Most agencies choose this
The Pack with Written Q&A
Your specific questions answered in writing
A$1,290incl. GST
  • Everything in the Pack
  • Up to ten written questions, answered within two business days
  • One revision round after your licensee's read-through
  • One-page summary for your governing body
Get the Pack with Q&A

If the pack doesn't match what you told us, or arrives late, we fix it or refund it. Your rights under Australian Consumer Law are never limited.

Two people reviewing printed documents at a desk

Read AUSTRAC's free starter kit too. Then let us do the customising.

The kit is good and generic by design. Making it yours is a couple of evenings of rewriting for most principals. That is the part we take off your desk.

How the pack maps to AUSTRAC's five steps
Step 1Governance: three roles named, compliance officer appointed, approval recorded. In the Program, Part 1.
Step 2Risk assessment: services, customers, channels and jurisdictions rated likelihood × impact. The Risk Assessment.
Step 3Policies: customer due diligence, enhanced checks, sanctions and PEPs, reporting, records, tipping-off, training. Program, Parts 2 and 3.
Step 4Review and update: schedule, triggers and a communications register. The Compliance Calendar.
Step 5Independent evaluation: a plan with scope and timing. Program, Part 3 and Cover Notes.
EnrolmentWhat AUSTRAC Online asks for, in order. The Enrolment Checklist.

Questions principals ask first

We missed the enrolment deadline. Does this still help?
Yes, and it is the most common situation we see. The obligation to have a written program doesn't lapse because the date passed. A dated, approved program is a far better position than a blank page if AUSTRAC contacts you.
Is this legal advice?
No. We prepare compliance documents aligned to AUSTRAC's published guidance from what you tell us, and every document says so on its first page. If you want a lawyer to review them, the Word files make that quick.
Will an assessor accept it?
No provider can promise how AUSTRAC will assess a program, and we won't. The pack follows AUSTRAC's five-step model and sector kit structure, shows the reasoning behind every rating, and records who approved it and when.
Do you do identity checks or ongoing monitoring?
No. The program tells your staff what to collect and when. The checks are done by you or an ID-verification provider you choose. The pack is vendor-neutral.
Who writes it?
A document system built by compliance-document specialists against AUSTRAC's model, then read in full by a person before release. We're a small Australian business; our name is on every document and behind the refund policy.
Sydney Harbour and the Bridge seen from a residential suburb

Fifteen minutes today. A signed program tomorrow.

Order, answer the questionnaire, and hand your licensee something worth signing.

Get your pack Email a question first